Worth the Risk? A must-read for youth activities coordinators.


Our Church organisation is regularly involved with and in control of recreational activities that bear varying degrees of risk, for example; bike riding, abseiling, canoeing. Recently, some inquiries have come through to us about whether or not a particular activity is “allowed” or “covered by insurance”, for example, trampolining.

We aren’t huge fans of the term “covered by insurance” because we feel that insurance isn’t there to protect participants from harm; insurance is there to simply reduce the financial burden for the organisation in the event of a loss – it doesn’t take away the injured person’s pain and suffering.

At RMS, we believe in protecting people first and we also believe there are rewards for carefully managing our risks. The rewards gained from many outdoor recreational activities – being in nature, physical fitness, camaraderie, mastering a skill – may be worth the risk so long as the activity is properly supervised and controlled. It’s a fine balancing act to determine the risk vs. reward. There are, however, activities where the likelihood of catastrophic injury (read: life-changing, or life-ending) is much greater than with other activities and from an insurance perspective, yes, those risks are prohibited.

Know what activities are prohibited? Take a quick quiz to test your knowledge!

NOTE: After completing the quiz you will be invited to download our PDF list of prohibited and acceptable recreational activities.

Recreational activities are an integral part of our thriving Adventist movement, and if conducted safely, they offer unique opportunities to appreciate God’s creation, our physical abilities and the community around us. Thank you sincerely for your part in ensuring the longevity of our Church by keeping everyone safe.

Please continue to have fun but go prepared and be thorough in your communication with all participants!

Contact RMS if you would prefer the Prohibited Activities list to be emailed directly to you.

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